Soft Gluten Free Banana Chocolate Chip Muffins
Mornings just got better with my Gluten Free Banana Chocolate Chip Muffins. These muffins are made with simple ingredients, incuding gluten-free flour and almond flour along with overly ripe mashed bananas and dairy-free chocolate chips. These gluten-free muffins are also vegan, making them perfect for anyone with dietary restrictions.

Original Post: March 2022 | Post Updated: April 2025
I noticed when I have gluten free muffins from some local bakeries, they are pretty dense, on the dry side and still loaded with sugars. Making bakery style muffins at home is easy and allows your to control the ingredients. Whether you are making these for a brunch or breakfast or just to nibble on, they are quite tasty and very easy to make.This is a great recipe for beginner bakers.
Why this recipe works
- These moist gluten-free banana muffins are great for an easy breakfast or a quick grab and go treat like my Pumpkin Nutella Muffins and my Strawberry Lemon Muffins.
- Chocolate chip banana muffins are a great way to use up overripe bananas.
- Meal prep them on a Sunday and have them ready to eat all week! Plus they freeze well. Store in a freezer-safe bag or air tight container. Pull one out and reheat or thaw when you would like to enjoy it.
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Ingredients

- All Purpose Blend Gluten-Free Flour Blend. Use 1:1 all purpose gluten free flour with the xanthan gum already mixed in. Bob’s Red Mill and Trader Joe’s both have 1:1.
- Almond Flour. I feel almond flour gives a nice texture and softness to gluten free baking like in my Zucchini Banana Bread with Almond Flour.
- Baking Powder.
- Baking Soda.
- Organic Cane Sugar. If you want to avoid refined sugar, pure maple syrup, apple sauce, coconut sugar or honey could work. Please note, I haven’t tested this muffin recipe with those substitutes. Regular granulated sugar works too.
- Fine sea salt.
- Bananas. Use very overripe bananas to get that strong banana flavor in the muffins. Bananas are overripe when you see all those brown spots on the outside of the peel.
- Coconut milk. I recommend So Delicious Brand for baking. I have also made this recipe using almond milk and that works great too.
- Extra Virgin Olive Oil. Other cooking oil that is good is melted coconut oil or avocado oil for baking.
- 72% Cacao Chocolate Chips. To ensure this recipe stays vegan, use any dairy free chocolate chips.
How to make these Gluten Free Banana Chocolate Chip Muffins

Step One: Start with preheating your oven temperature to 375 degrees F. Line a muffin tin with paper muffin liners.
Step Two: Mix all the dry ingredients in a large mixing bowl.
Step Three:In a separate bowl, mash up the bananas. Then add the coconut milk and olive oil.
Step Four: Whisk the wet ingredients together gently and combine it with the dry ingredients without over mixing.

Step Five: Divide the batter evenly between the 12 cups. Sprinkle the chocolate chips on top. Place in the oven and bake for 20 minutes or until golden brown. Remove and let cool. You can test for doneness by sticking a toothpick in the center of a muffin and making sure it comes out dry. Let the muffins cool foro about 10 minutes before transferring to a cooling rack. Let the muffins cool completely if freezing.
Storing and reheating
Store muffins in an airtight container for up to 3 days in room temperature. You can freeze these gluten-free banana chocolate chip muffins. For best results, use a freezer-safe container or freezer-safe zip lock bag and store for up to 3 months. Reheat by placing the muffin the microwave for about 30-40 seconds.
Helpful Tips for these Gluten Free Chocolate Chip Muffins
- Use good quality chocolate chips. Trader Joe’s makes dairy and gluten free chips.
- Use 2 medium size bananas. I have used 3 before but it will change the texture and it may look a little more wet in the inside.
- Using 1:1 flour mixture will save you from having to get xanthan gum because it is already included in the mix.
- Aim for very ripe bananas. I’m talking brown spots and all! I like to buy the bananas and the beginning of the week and let them sit out for a few days. If you aren’t going to use them the day they start to look brown, you can set them in the fridge for a day or two.
- To keep it looking like bakery-style muffins, add the chocolate chips on top versus mixing it into the batter.
- Baking time can vary depending on your oven.

Serving suggestions and alternatives
- You can substitute the olive oil for coconut oil. If dairy isn’t an issue for you, replace the coconut milk with any kind of milk and you can replace with any chocolate chips that you have on hand. Other variations are using white chocolate chips or peanut butter chips.
- Other gluten free flours you can try are oat flour, tapioca starch, sweet rice flour, cornmeal like in my Strawberry Lemon Muffins , buckwheat like used in my Buckwheat Blueberry Muffins and brown rice flour.
- For the organic cane sugar, replace with brown sugar or granulated sugar, You can also try it with unrefined sugars such as maple syrup, honey, coconut sugar or apple sauce.
- To give these easy muffin recipe a holiday flare, add pumpkin pie spice to the muffin batter.
- For gluten-free chocolate muffins, stir in cacao powder or unsweetened cocoa powder.
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Gluten Free Banana Chocolate Chip Muffins
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Equipment
- Muffin Pan 12 cup
- Muffin Liners 12 individual cups
Ingredients
- 1 1/4 cup Gluten free flour
- 1 cup Almond Four
- 2 tsp Baking Powder
- 1 tsp Baking Soda
- 1/4 cup Organic Cane Sugar
- 1 tsp Fine Sea Salt
- 3 Bananas very ripe
- 1 cup Coconut Milk So Delicious Brand
- 1/4 cup olive oil
- 1/4 cup 72% Cacao Chocolate Chips for the topping
Instructions
- Preheat the oven at 375 degrees F.
- Mix all the dry ingredients in a large bowl.
- In a separate bowl, mash up 3 very ripe bananas. Then add the coconut milk and olive oil. Whisk together gently and combine to the dry ingredients.
- Line a muffin tin and spoon the batter evenly between the 12 cups. Sprinkle the chocolate chips on top.
- Bake for 20 minutes or until golden brown on top. Remove when done and let cool for 5 minutes and then move to a wire rack.
Notes
Nutrition
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